The interest rates on loans granted by Emporiki Bank – Bulgaria EAD are formed on the basis of Base Interest rate (BIR) of the Bank plus spread.
BIR (base interest rate) is a value that reflects the expenses of the Bank for the attracted funds. The BIR of Emporiki Bank is reviewed at the end of each month and the Bank has the right to unilaterally change it if any amendments in the economic context and/or financial markets in the country and/or abroad occur. The change comes in force as of the first working day of the next month.