Individual Banking / Loans / Mortgage Loan / Interest rates and fees

The interest rate is floating for the whole period of the loan and transparent interest rate based on Euribor:
 
3m Euribor + spread of 6.05%, not less than 7.35%
 
Possibility for additional discount of 0.5% in case of cross-sales
 
Currency of the loan: EUR
  • Maximum loan tenor: 360 months
  • Application fee: EUR 40
  • Front-end fee: 1.5%
  • Annual management fee: 0.5%
APRC 8.75% annually for a loan with tenor 30 years, amount of EUR 50 000 with floating interest rate 3m Euribor (min 1.3%) + spread of 6.05% and expenses related to the loan as follows: application fee EUR 40, front-end fee 1.5%, annual management fee 0.5% on the outstanding principal, mortgage constitution fee BGN 40, monthly management fee for the current account EUR 1, Life insurance 0.3% annually over 125% of the outstanding principal in case of insuring at Generali Life Insurance