Loan purpose:

• Purchase of residential or non-residential (atelier, garage, office and shop) properties: fully completed or in the stage of rough construction
• For completion and repair works

• Physical persons hired under labor or managerial contract; Free-lancers; Persons providing services with personal labor (artisans); Sole proprietors, partners or shareholders in companies.
• If there are several co-borrowers, the age of the younger one is taken into account when the Bank determines the maximum term of the loan. It should be also considered that as of the moment the older co-borrower becomes 65 years old at least 50% of the maturity of the loans should be expired

Currency:

• EUR

Amount:

• No maximum amount
• Up to 80% of the acceptable market value for monolith construction; Up to 70% the acceptable market value for large concrete panels construction depending on the location and stage of completeness of the property
• Minimum amount - EUR 5 000

Tenor:

• Loans for purchase of real estates - Minimum 5 years to maximum 30 years
• Loans for completion works - Minimum 5 years to maximum 20 years
• Loans for repair works - Minimum 5 years to maximum 15 years

Repayment:

• Equal monthly annuity installments