• To cover personal or family consumer needs and other personal needs without purchase documents required upon loan disbursement

• BGN

• Up to BGN 20 000
• Up to 90% from the deposit in Emporiki Bank Bulgaria EAD

• from 1 to 7 years

Repayment scheme

• Equal monthly annuity installments

• Up to BGN 5 000 – one guarantor
• From BGN 5 001 to BGN 20 000 – two or more guarantors
• Pledge on deposit in Emporiki Bank Bulgaria EAD