Individual Banking / Deposits / Standard Term Deposit / Description
Standard term deposits
Standard term deposits of Emporiki Bank Bulgaria give us you the opportunity for better management of your free cash resources receiving good profitability and the option to chose the most appropriate term for your deposit and the currency of your deposit.
You can get high interest depending on your choice of the currency, the term and the amount of the deposit;
Security for your money! Emporiki Bank is a member of the French financial group Credit Agricole, which is No. 1 in Europe by retail banking revenues. The stable financial policy and the high credit rating of the group guarantee the safety of your savings!
and more benefits
You choose how to use the interest rate - on the maturity of the deposit the interest rate is capitalized to the initially deposit amount and deposit for a new term in the actual conditions or it can be paid to a current account specified by the customer
Credit with collateral deposit – your deposit can be used as collateral in order to receive consumer loan, overdraft or credit cards
Basic characteristics:
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For individual customers
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Currency: BGN, EUR or USD
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Term: 7 days, 14 days, 1, 3, 6 and 12 months - The deposit contract is fixed-term with fixed date of maturity
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Minimum amount: 400 BGN or 200 EUR/ USD
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Automatic payment on the maturity date of the deposit
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The amount of the deposit can be withdrawn on the date of maturity. If the deposit is broken before maturity (partial withdrawals, additional paying-in before maturity or termination), the Bank will calculate interest over the actual number of days based on the effective interest rate as of date of termination and deposit it in the respective currency in the client’s current account.
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Interest rate convention: actual/actual
Deposits in Emporiki Bank Bulgaria are garanteed by the conditions of Law on Bank Deposit Gurantee